I have moved to www.pramodthomas.com
I finally decided to move my blog on a dedicated domain. So please read my latest articles at www.pramodthomas.com. Thanks for your corporation.
Thursday, December 31, 2009
I have Moved to www.pramodthomas.com
I have moved to www.pramodthomas.com
You can read my articles there
Expecting everyones support
Pramod Thomas.
I have moved to www.pramodthomas.com
Monday, December 28, 2009
I believe or Happy Newyear
Wednesday, December 16, 2009
FAQs on Stock Market
A. An equity share represents ownership in a company. The holder of such a share is a member of the company eligible to share many benefits from the company.
Q. What Returns can I expect from my investments in equity shares?
A. Investment in good equity shares brings different types of returns such as capital appreciation, dividend, bonus and right shares etc.
Q What is Capital Appreciation (capital gain)?
A. It is the difference between buying price and selling price of a share. People buy shares with the view of selling at a better price and this difference is one of the most important gains from equity investment.
Q. What is Dividend?
A. Dividend is the part of profit distributed by the company among its investors. It is declared as a percentage of the paid-up value or face value of the share.
E.g. 20% dividend on a Rs.10 face value share is Rs.2 whereas it is 20 Ps. on a Re.1 share.
Q. What is a Bonus Share?
A. A share issued by companies to their shareholders free of cost by capitalization of accumulated reserves from the profits earned in the earlier years.
Q. What is a Rights Issue?
A. In a rights issue, a company issues new shares by giving existing shareholders the right to purchase new shares in proportion to their existing holding. E.g. one right share for each existing share (1:1), one right share each for two existing shares (1:2) etc. Right Shares are usually offered at a discount, and most investors take up the offer of a rights issue.
Q. What are the risks?
A. Equity shares are “High-Risk High-Return Investments”. The major distinction of Equity investment from all other investments is that while the return from many avenues such as Bank Deposits, Small Saving Schemes, Debentures, Bonds etc are fixed and certain, the earnings from equity investments are highly uncertain and varied. A good scrip picked up at the right time could fetch fairly good returns else the return may be meagre or it may even turn negative, i.e. the invested fund itself may be eroded. In short, if the investment in fixed income category instruments is secured and risk-free to a large extent, investment in equities and related fields could be termed as risky. E.g. Rs.9500 invested in Infosys Technologies in 1993 has grown to Rs.2.50 crore plus at current valuations* – a case of high returns. If HFCL was bought in 2000 at Rs.1800, your investment would have come down to Rs.12 at current valuations* – a case of high risk.
*July 2009
Q. What is Preferential Allotment of shares?
A. A fresh allotment of shares to promoters, their friends and relatives on a preferential basis is called preferential allotment.
Q. What is the Face Value of a share?
A. Face Value, also called Par Value, is the nominal value of the share. The company arrives at this figure on the basis of the total capital issued by it and the number of shares issued in order to raise that capital. While earlier, companies were required to fix the face value of their shares at Rs.10 or multiples of Rs.10 as per the prevailing regulations of the time, now they are free to fix the face value at any amount they desire.
Q. What is Issue at Par?
A. It is when a share is issued at the same price as the face value of the share.
Q. What is Issue at Premium?
A. It is when a share is issued at a price above the face value of the share. Face value of Sobha Developers equity is Rs.10 but the share was issued at a price of Rs.640, i.e., at a premium of Rs.630.
Q. What is a Bond?
A. A Bond is a promissory note issued by a company or government to its lenders. A bond is evidence of debt on which the issuing company usually promises to pay the bond holder a specified amount of interest at intervals over a specified length of time, and to repay the original loan on the expiration date. A bond investor lends money to the issuer and in exchange, the issuer promises to repay the loan amount on a specified maturity date.
Q. Where can I buy shares from?
A. You can buy shares from the IPO market or from stock exchanges.
Q. What is an IPO?
A. When a company offers its shares to the general public for the first time ever, it is known as an Initial Public Offer or IPO. After the IPO, shares are listed in stock exchanges for trading.
Q. What is a Stock Exchange ?
A. A Stock Exchange is a place where the buyer and seller meet to trade in shares in an organized manner. There are at present 23 recognized stock exchanges in the country that are governed by the Securities Contract (Regulation) Act, 1956.
Q. What is the function of the Stock Market?
A. Stock market enhances capital formation in the economy and
comprises of
a) Primary Market is a place where new offerings by companies are made either as an Initial Public Offering (IPO) or Rights Issue.
b) Secondary Market is a market where securities are traded after being initially offered to the public in the Primary Market and/or listed on the Stock Exchange. Majority of trading is done in this market.
Q. Whom should I contact for my Stock Market related transactions?
A. To be able to buy or sell shares in the stock markets a client would need to be registered with a stock broker like who holds membership in stock exchanges and is registered with SEBI.
Q. What Accounts have I to open?
A To start trading in shares, you have to open a trading account with a stock broker and a DP account with a Depository Participant.
Q. Am I required to sign any Agreement with the broker or sub- broker?
A. Yes, you have to sign the “Member-Client agreement” for the purpose of engaging a broker to execute trades on your behalf from time to time, and furnish details relating to yourself(KYC-Know Your Client), to enable the member to maintain the Client Registration Form.
Q. What is a Member-Client Agreement form?
A. This form is an agreement entered into between client and broker in the presence of witnesses wherein the client agrees (is desirous) to trade/invest in the securities listed on the concerned Exchange through the broker, after being satisfied of broker’s capabilities to deal in the same.
Q. How do I place my Orders?
A. Trading (buying or selling of shares) can be done via the phone or by coming in person to the office of broker or through any other facility provided the broker like Internet trading. The dealer (employee of the broker who is supposed to input the investor’s order into the stock exchange order system) after checking the authenticity of the person calling and after checking the margin available in the account would put/enter the order into the stock exchange system
Q. What are the different types of orders?
A. There are several types of orders that you can place through a broker. The most common type, which is a regular buy or sell order, is called a market order. Another type of order is a limit order wherein you ask the broker to trade only if the price reaches a specific level. In a stop order, you tell the broker to sell your shares if the price drops to a certain level. This helps you to check your losses if the price of that share drops further.
Q. What is the Methodology of trades?
A. The market watch, i.e. the screen kept open normally on the trade screen would show the following as columns -
1. Best bid price or best buy price
2. Best bid quantity or quantity of stocks in demand at the best bid price
3. Best offer price or best sell price
4. Best offer quantity or quantity of stocks available at the best offer price
5. Last traded price
Q. How does the transaction take place?
A. Orders put into the trading system are executed automatically when the price for a buy order on a security is matched with a sell price.
Q. What is taking a position?
A. When you act upon a stock and buy or sell into it, you are taking a position. A position is an amount of money committed to an investment in anticipation of favorable price movements.
There are two kinds of positions: -
a) Long positions or going long is nothing but buying a share. When you buy, that means you are anticipating an upward movement in the price, and that is how you profit. People usually buy stocks at prices expecting to sell them later at higher prices, and hence make profits.
b) Short positions or going short represent sell positions. When you sell, you are anticipating a fall in the price and the fall is the source of your profits. The shares will be sold and when the price falls they will be repurchased and given back, and the
price difference is the investor’s profits. Of course, the investor who borrowed the shares carries the risk of not having the price move as anticipated, in which case he may lose money in repurchasing the stocks.
Q. What is a Rolling Settlement?
A. Rolling Settlement is one in which there is no fixed settlement period. Each trading day will be a settlement day under this system. Trades executed on a particular day are settled based on the net obligations for the day. In NSE and BSE, the trades pertaining to the rolling settlement are settled on a T+2 day basis where T stands for the trade day. Hence, trades executed on a Monday are typically settled on the following Wednesday (considering 2 working days from the trade day). The funds and securities pay-in and pay-out are carried out on T+2 day.
Q. What is a Clearing House?
A. It’s an agency of the Stock Exchange that is responsible for the effective delivery and settlement of contracts between the members (brokers) of that exchange.
Q. What is Pay-in day and Pay-out day?
Pay-in day is the day when the broker shall make payment or delivery of securities to the exchange. Pay-out day is the day when the exchange makes payment or delivery of securities to the broker.
Q. What is a Contract Note?
Contract Note is a confirmation of trades done on a particular day on behalf of the client. It establishes a legally enforceable relationship between the client and Broker with respect to the settlement of the trades. The Contract Note would show settlement number, order number, trade number, time of trade, quantity and price of the trades, brokerage charged etc and it would be signed by an authorized person from the Broker.
Q. What are the additional charges other than brokerage that can be levied on the investor?
A. The trading member can charge:
1. Securities Transaction Tax.
2. Service tax as applicable.
3. Transaction charges levied by NSE, stamp duty and other charges directly attributable to the transaction.
Note: The brokerage and service tax is indicated separately in the contract note.
Q. How do I make or receive payments to or from the broker?
A. Payments to the broker have to be made via an Account Payee cheque/Demand Draft in favor of the broker. The payment should necessarily come from the bank account of the investor and not from any other person. Similarly broker would pay an Account Payee cheque in the name of the investor, which will also contain the bank name and account number of the client.
Q. How long does it take to receive my money for a sale transaction and my shares for a buy transaction?
A. The pay-out of funds and securities to the clients by broker will be within 24 hours of the pay-out.
Q. What is a depository?
A. A depository can be compared to a bank. A depository holds securities (like shares, debentures, bonds, Government Securities, units etc.) of investors in electronic form. Besides holding securities, a depository also provides services related to transactions in securities.
There are two main depositories in India, namely,
a) National Securities Depository Ltd. (NSDL) and
b) Central Depository Services Ltd.
(CDSL), both of which are regulated by SEBI.
Q. What should I do when I want to open an account with a DP?
A. You can approach any share broker. or any DP of your choice and fill up an account opening form. At the time of opening an account, you have to sign an agreement with the DP in a NSDL prescribed standard agreement, which details your and your DP’s rights and duties. You will need to furnish photocopies of an address-proof (this could be a ration card or a voter ID card),
a passport-size photograph and PAN card for verification.
Q. Do I need to possess shares or other securities to open a DP account?
A. No. You are not required to possess shares or other securities while opening a DP account.
Q. Should the client keep a minimum balance of securities in his account?
A. No. NSDL has not prescribed any minimum balance of securities. The client can have a zero balance in his account. However, the DP may fix some minimum limit.
Q. Is there any restriction on the number of DP accounts an individual can open?
A. No. There is no such restriction.
Q. How do I deliver or receive shares to or from the broker ?
A. In case of sales, the investor would need to transfer the shares to the pool account of the broker for the specified settlement number. The delivery should necessarily come from the demat account of the investor and not from any other person. Similarly, broker would directly transfer shares bought to the account of the investor.
Q. What do you mean by ‘Market Trades’ and ‘Off Market Trades’?
A. Any trade settled through a clearing corporation is termed as a ‘Market Trade’. These trades are done through stock brokers on a stock exchange. ‘Off Market Trade’ is one which is settled directly between two parties without the involvement of a clearing corporation. The same delivery instruction slip can be used either for market trade or off-market trade by ticking one of the two options.
Q. How are Margins paid?
A. To buy or sell shares, the client has to maintain a minimum amount in his trading account as prescribed by the Stock Exchange margin rules from time to time. Currently, the margins are calculated on the Value at Risk model. Margins are to be paid by the investor before placing the order.
Q. What happens if I could not make the payment of money or deliver shares on the pay-in day?
A. In case of purchase on your behalf, the member broker has the liberty to close out transactions by selling securities in case you fail to make full payment to the broker for the execution of contract before pay-in day as fixed by Stock Exchange for the concerned settlement period, unless you already have an equivalent credit with the broker. The shortages in case of sales are met through auction process and the difference in price indicated in Contract Note and price received through auction is paid by member to the Exchange which is then liable to be recovered from the client. In both the cases any loss in
transactions will be deductible from the margin money paid by you.
Q. What is an Auction?
A. The securities are put up for auction by the Exchange on account of non-delivery of securities by the selling trading member to ensure that the buying trading member receives the securities due to him. The non-delivery by the trading member could arise on account of short delivery. The Exchange purchases the requisite quantity in the Auction Market and gives them to the buying trading member.
Q. What happens if the shares are not bought in the auction?
A. If the shares could not be bought in the auction i.e. if shares are not offered for sale in the auction, the transactions are closed out as per SEBI guidelines. The guidelines stipulate that “the close out price will be the highest price recorded in that scrip on the exchange in the settlement in which the concerned contract was entered into and up to the date of auction/close out OR 20% above the official closing price on the exchange on the day on which auction offers are called for, whichever is higher.” Since in the rolling settlement the auction and the close out takes place during trading hours, the reference price in the rolling settlement for close out procedures would be taken as the previous day’s closing price.
Q. What happens if I do not get my money or share on the due date?
A. In case a broker fails to deliver to you in time and make the proper payment of money/shares or you have a complaint against the conduct of the broker, you can file a complaint with the respective stock exchange. The Exchange is required to resolve all complaints. To resolve the dispute the complainant can also resort to arbitration as provided on the reverse of Contract Note /Purchase or Sale Note. However, if the complaint is not addressed by the Stock Exchanges or is unduly delayed then the complaints along with supporting documents may be forwarded to Secondary Market Department of SEBI. Your complaint would be followed up with the exchanges for expeditious redressal. In case of a complaint against a sub-broker, for redressal the complaint may be forwarded to the concerned broker with whom the sub-broker is affiliated.
Q. What are the rights of the investor?
A. The right to get - Proof of price/brokerage charged, Money/shares on time, Statement of Accounts and Contract Note from trading member.
Q. What are the obligations of the investor?
A. The obligation to -
• Sign a proper Member-Constituent Agreement
• Possess a valid contract or purchase/sale note
• Deliver securities and make payment on time
• Provide Margin before trade
Q. What is internet trading?
A. Instead of visiting/calling your stock broker’s office you can trade from your home or office. This is called internet trading. For this, you require a computer with an internet connection. The advantage is that you can place your own orders.
Q. What are the various kinds of accounts that I need to trade via Internet with a broker?
A. Three kinds of accounts are required to be able to trade online.
They are:
a) E-Broking account with the broker
b) Depository Participant (DP) account with the broker
c) Bank account, which has developed an interface with the broker
Q. What are the tax implications of investing in Indian equities?
A. Tax rates on investment gains are categorized as long term and short term capital gains.
(a) Long term capital gains
Long Term investments that are held for more than 12 months are termed as long term capital assets. Profit on sale of such
assets is termed as long term capital gain (LTCG) which as per the latest Budget notification will attract nil tax. Dividend is also tax free in the hands of investors.
(b) Short term capital gains
Shares that are held for less than 12 months are classified as short term capital assets which as per the latest Budget notification will attract 15% tax.
Q. Who is a Portfolio Manager?
A. Any person who pursuant to a contract or arrangement with a client, advises or directs or undertakes on behalf of the client (whether as a discretionary portfolio manager or otherwise) the management or administration of a portfolio of securities or the funds of the client, as the case maybe, is a Portfolio Manager.
Q. What is meant by bullish and bearish trends in the market?
A. When the market goes up it is called a bullish trend and when the market goes down it is called a bearish trend.
Q. Why are some shares called Blue Chips?
A. The term ‘Blue Chips’ refers to the stock of renowned companies with established and stable businesses. Such companies offer a steady stream of earnings and are preferred by investors because of the stability of their earnings. People desiring solid investments with minimal risks should invest in shares of ‘Blue Chip’ companies.
Q. What is an index?
A. An index is a stock-market indicator created as a statistical measure of the performance of an entire market or segment of a market based on a sample of securities from the market. An index is thus a means to evaluate the overall performance of a market or of a segment of the market at any point of time. As a measure of the performance of the market at a particular time, the index at that point of time is compared to the index number at another point of time in the past and the strength or weakness of the market is measured on the basis of the difference in the index figures.
For example, one Monday’s market could be termed as strong if the index value on that day is better than last Friday’s index figures. Similar comparisons are possible intra day, daily, weekly, monthly or annual basis to measure the market performance. Apart from being a general market indicator, indices are used as a benchmark to evaluate individual portfolio performance. Professional money managers will always try to outperform the market, i.e. they will always try to do better than the indices. For example, if the value of a portfolio moves up by 10% while the index moved up by only 5% then the portfolio is doing better than the market.
We have 2 renowned indices viz. (a) BSE Sensitive (BSE Sensex) and (b) S&P Nifty 50 (Nifty). BSE Sensex comprises of 30 large-cap companies. As the name suggests, it is the premier index of the Bombay Stock Exchange (BSE). Nifty is the prominent index of the National Stock Exchange (NSE) and it comprises 50 large-cap stocks traded in the National Stock Exchange.
Tuesday, December 1, 2009
Indian market witness an upward trend
During November Bombay Sensitive Index recorded a growth of 6.48 percent against it's last month figure to close at 16926. Sensex was with in the range 15331-17290 in November. Nifty gained 6.81 percent against it's October closing and the rate is 5033. Buying interest witnessed across Midcap and Smallcap stocks. They increased by 6.67 percent and 6.57 percent respectively.
Buying interest spread across all sectors except reality. Recent Dubai crisis was the main reason behind the sell off in reality counter during November. Real Estate stocks were down by 4.36 percent. Metal stocks were the major gainers in November, up by 16.87 percent which is a record for the beaten down sector during the financial crisis. Auto sector was up by 11.26 percent, thanks to the auto buying interest expressed by Indian consumers. Health Care and PSU sector stocks were up by more than 8 percent.
Indian market continued to be the hot spot for FIIs during November also. They bought equities worth Rs. 5497 Crore. But the domestic Institutions continued their selling for the second consecutive month. Rs. 695.60 worth equities were sold by them in November. FII inflow played a lead role in the 1030 point increase in sensex. It is assumed that money pumping by FIIs will continue in the recent future owing to India's shining growth figures.
In the July-September quarter Indian GDP rate is at 7.9 percent which was unexpected by the street. In the first quarter the rate was 6.1 percent. Altogether India grew at a rate of 7 percent in this financial year sofar. There is confidence that we will achieve the projected target of 6.5 percent growth in FY09-10. The insufficient monsoon is major concern in the coming quarter. Due to this the farm growth will definitely decline which will have an impact on all other sectors. Mining, Manufacturing and Electricity were the major sectors contributed largely to the growth figures in the second quarter. Natural Gas production in the country increased significantly. Which is a silver lining in the growth story of India.
Reports are coming from Dubai about the recent crisis. Indian Indices over reacted when report about the crisis first came. During trading hours sensex was down by over 600 points and Nifty by over 200 points. But both Indices came back strongly and the severe reaction lasted only for one day. Dubai asked for a freeze on its US $ 80 billion debt due to troubles at Dubai World – the emirate's corporate arm. This came as a shock for the world. Primary reports said that it was the beginning of another financial crisis. But later the picture became clear and there will be limited impact on Indian market due to Dubai crisis.
Looking forward the dust over financial crisis finally settles down. Indian market emerged winner among developing nations-the continued FII inflow proves the same. Sensex started the year 2009 at 9721, the November closing figure is 16926 with an upward inclination. Sometimes there were selling pressure but Indian market overcame it in style. Now Indian investors can invest in Mutual Funds through NSE terminals. The inauguration of the same took place on 30th November. It is a drastic change in Indian capital market. It is believed that this move will increase retail participation in the market. Now investors can contribute to the growth story of India by investing continuously.
Thursday, November 26, 2009
26/11:One year after
After one year of Mumbai attacks what we have done. There were promises and security checks. Head changes and alerts. But the question still remains-are we really safe. Our neighboring country has become the center of global terrorism. Our leaders have been talking, pleading and the exercise continues. Kasab is still behind the bars and the investigation goes on. During Mumbai attacks it was said that the coastal security system of the country is weak. Our leaders vowed that they will strengthen it. But as always there were eye washes nothing solid has been done yet. Terrorists who had relations with Mumbai attacks are planning more attacks on India.
After 26/11 UPA government again came into power. Their home minister remains the same. Congress party has significant domination in major states. Now is the right time to coordinate war against terror. It is pretty clear that terrorists will look for attacks in India. More dead bodies means more fame for them. India will always be the target so it is our duty to be prepared. Prepared as well as we can. So-many had laid down their lives due to this terrorists. Their lives also are important. It's the duty of the government to ensure the safety of their citizens. When it comes to terrorism every political party should unite. This is the duty of every Indian to fight against terrorism.
Coordination among various states is very important in this regard. Particularly the coastal areas. There should be a special wing in every state police to deal with terrorism. An effective national level set up and proper passage of valuable information are the key factors to tackle terrorism. A proper mechanism should be implemented to monitor tourists irrespective of their nationality. Citizen should help police by handing over valuable information of suspects.
Coordination among countries is also equally important. If we set up a cordial relation with all the countries it will be easy to deal with global terrorism. We should learn from US. After 9/11, nothing of that kind happened in US. But this is not in the case of India. This points out the need for rigorous measures to be taken in order to ensure the safety of Indians. Terrorism is not against an Individual, it's against humanity. It's everyone's duty to contribute their pie for the elimination of terrorism. Terrorism is definitely a hurdle on the road to progress.
Tuesday, November 24, 2009
Mutual Funds to be listed in stock market
In a move aimed at providing mutual fund investors more options to buy or sell units of mutual fund schemes, the Securities and Exchange Board of India (Sebi) allowed mutual fund schemes to be transacted through brokers of stock exchanges. This move is expected to reduce the transaction costs for investors compared with what they were paying before Sebi clamped down on distributor commissions. The step is also a relief to many mutual fund investors, deprived of services from distributors, who have been selling lesser equity schemes because of lower incentives. In August, the market regulator banned mutual fund houses from charging entry load or initial fees that found its way to distributors. Sebi said, instead, distributors should collect commissions directly from investors.
(Source: The Hindu Business Line)
Friday, November 13, 2009
Anna's first night
Anna was asked to undress herself. It was her wedding night.
She was sixteen then
First she removed her sari, the blouse after that she gently removed her underwear, her inner skin was whiter than the rest of the body.
Simon was eagerly watching her. His eyes became wider. At once Anna completed her undressing he hugged her hardly. His dress was only a single mundu, no underwear.
He kissed her. This was the first time Anna being kissed by a man on her lips.
Simon felt like kissing on a sponge. He then removed his mundu.
Suddenly sky started raining. Among dark hairs her vagina was like a hibiscus flower.
Simon lay over her and started kissing her lips and neck again and again. He squeezed her breast, which was like tender coconut.
When Simon found way into her body Anna started screaming. Simon closed her mouth. He then took a rosary and put it on her left hand and pressed it. Blood crawled down through her left thigh.
Anna was not Simon's first wife, but Clara was. On the first night when Simon started kissing Clara she became unconscious. She died on the first anniversary of their marriage.
Clara was Anna's elder sister. When she died some of the relatives came with the proposal and the marriage just happened.
Anna saw only darkness all around. Everything standstill, only Simon is working on her.When Simon was over her Anna started dreaming. The dream was also happening in the rain....
A man was dancing in the night. But he had no penis, instead of that he had vagina. He was half man and half woman. Suddenly the rain stopped. Then he became a complete man. His penis started growing, longer and longer by every minute. It became like a large snake. The man took a large knife and cut it. Black blood pumped from it. The man fell down and died.
Simon detached his body from her and like a wet tree, full of sweat, he lay down beside her.
Monday, November 9, 2009
เดตീเดฃ്เดും เดคിเดฐിเด്เดเดി
Wednesday, November 4, 2009
เดตിเดชเดฃിเดฏിเดฒ് เดുเดคിเดช്เดช്
เดเดเดค്เดคเดฐം เดെเดฑുเดിเด เดตിเดญാเดം เดเดนാเดฐിเดเดฒ്เดും เดชിเดจ്เดคുเดฃ เดിเด്เดി. เดฑിเดฒเดฏเดจ്เดธ് เดเดณ്เดช്เดชെเดുเดฏുเดณ്เดณ เดฎുเดจ เดจിเดฐ เดเดนเดฐിเดเดณ്เด്เด് เดชിเดจ്เดคുเดฃ เดിเด്เดിเดฏเดคാเดฃ് เดจേเด്เดเดค്เดคിเดจ്เดฑെ เดช്เดฐเดงാเดจ เดാเดฐเดฃം.
Monday, November 2, 2009
เดคเดเดฐ്เด്เดเดฏ്เด്เด് เดถേเดทം เดคിเดฐിเด്เดുเดตเดฐเดต്
เดเดดിเด്เด เดเดด്เด เดฎുเดดുเดตเดจ് เดคുเดเดฐ്เดจ്เดจ เดจเดท്เดเด്เดเด്เดเดตเดം เดตിเดชเดฃിเดฏെ เดตเดจ് เดคോเดคിเดฒ് เดคเดณเดฐ്เดค്เดคിเดฏിเดฐുเดจ്เดจു. เดเดดเดถเดคเดฎാเดจเดฎാเดฃ് เดธുเดിเดเดเดณ് เดเดിเดจ്เดจ്เดเดค്. เดเดจ്เดจ เดคാเดจเดจിเดฒเดตാเดฐเดค്เดคിเดฒെ เดตാเดจ്เดจ്เดเดฒാเดฃ് เดธുเดിเดเดเดณെ เดคിเดฐിเด്เดു เดตเดฐเดตിเดจ് เดธเดนാเดฏിเด്เดเดค്. เดฑിเดฏാเดฒിเดฑ്เดฑി เดฎേเดเดฒเดฏിเดฒെ เดเดിเดต് เดคിเดเดฐുเดจ്เดจെเดจ്เดിเดเดฒുเดฎ് เดซാเดฐ്เดฎ เดเด്เดോ เดตിเดญാเดം เดเดนเดฐിเดเดณ്เด്เด് เดชിเดจ്เดคുเดฃ เดฒเดญിเด്เดു. เดเดธുเดค്เดฐเดฃ เดเดฎ്เดฎിเดทเดจ്เดฑെ เดเด്เด്เดถเดคเดฎാเดจം เดตเดณเดฐ്เด്เด เดจിเดฐเด്เด് เดเดจ്เดจ เดช്เดฐเด്เดฏാเดชเดจเดตും เดเดเดชാเดുเดാเดฐ് เดชോเดธിเดിเดเดตാเดจ് เดเดുเดค്เดค്. เดธെเดจ്เดธെเด്เดธ് เดชเดคിเดจ്เดชเดคിเดจാเดฐാเดฏിเดฏിเดฐเดค്เดคിเดจു เด เดുเดค്เดคെเด്เด് เดുเดคിเด്เดുเดเดฏാเดฃ്.
Friday, October 30, 2009
เดทുเดธ്
เดേเดฐเดณเดค്เดคിเดฒ് เด เดിเดฏเดจ്เดคเดฐാเดตเดธ്เดฅ
เดธെเดจ്เดธെเด്เดธ് เด เดเดด്เด เด เด്เดเดฐ เดถเดคเดฎാเดจം เดเดിเดจ്เดจ്เดു
เดตിเดชเดฃിเดฏിเดฒ് เดคുเดเด്เดเดค്เดคിเดฒ് เดฎിเดเดാ เดตാเด്เดเดฒ് เดชിเดจ്เดคുเดฃ เดเดจ്เดฑെเดจ്เดിเดฒും เดชിเดจ്เดจിเด്เด് เดจเดท്เดเดค്เดคിเดฒാเดฏി. เดฑിเดธเดฐ്เดต് เดฌാเด്เดിเดจ്เดฑെ เดชുเดคിเดฏ เดตാเดฏ്เดชാ เดจเดฏเดตും เดเดോเดณ เดตിเดชเดฃിเดเดณിเดฒെ เดคเดฃുเดช്เดชเดจ് เดช്เดฐเดเดเดจเด്เดเดณുเดฎാเดฃ് เด เดเดด്เด เดธുเดിเดเดเดณിเดฒ് เดตിเดฒ്เดชเดจ เดธംเดฎാเดฐ്เดฆ്เดเดคിเดจ് เดช്เดฐเดงാเดจ เดാเดฐเดฃം .
เดുเดാเดคെ เดฑിเดฒเดฏเดจ്เดธ് เดเดณ്เดชെเดฑെเดฏുเดณ്เดณ เดตเดจ് เดിเด เดเดฎ്เดชเดจിเดเดณ് เดจเดท്เดം เดฐേเดเดชെเดുเดคിเดฏเดคും เดคിเดฐിเด്เดเดിเดฏാเดฏി. เดชുเด്เด เดฒോเดฏ്เดിเดจ്เดฑെ iเดാเดชാเดുเดാเดฐെ เดคเดณเดฐ്เดค്เดคിเดฏ เดฎเดฑൊเดฐു เดตാเดฐ്เดค്เดคเดฏാเดฃ്. เดธെเดจ്เดธെเด്เดธ് 156 เดชോเดฏിเดจ്เดฑ് เดเดിเดจ്เดจ്เด് 15896laaN~ เดต്เดฏാเดชാเดฐം เดจിเดฐ്เดค്เดคിเดฏเดค് . 39 เดชോเดฏിเดจ്เดฑ് เดจเดท്เดเดค്เดคിเดฒാเดฏ เดെเดทിเดเดฏ เดเดนเดฐി เดธുเดിเดเดฏിเดฒെ เด്เดฒോเดธിเดจ്เดจ്เด് เดจിเดฐเด്เด് 4712 .
Thursday, October 29, 2009
เดธെเดจ്เดธെเด്เดธ് 230 เดชോเดฏിเดจ്เดฑ് เดคാเดด്เดจ്เดจു
เดเดจ്เดค്เดฏเดจ് เดเดนเดฐി เดธുเดിเดเดเดณിเดฒെ เดตിเดฒ്เดชเดจ เดธเดฎเดฐ്เดฆം เด เดตเดธാเดจเดฎിเดฒ്เดฒാเดคെ เดคുเดเดฐുเดจ്เดจു . เด เดเดด്เดเดฏിเดฒെ เดคുเดเดฐ്เดാเดฏാเดฏ เดจാเดฒാം เดฆിเดตเดธเดตും เดเดจ്เดค്เดฏเดจ് เดธുเดിเดเดเดณ് เดจเดท്เดം เดฐേเดเดช്เดชെเดുเดค്เดคി เดต്เดฏാเดชാเดฐം เดชുเดฐ്เดค്เดคിเดฏാเด്เดി. เดต്เดฏാเดชാเดฐം เดคുเดเดจ്เดจ്เดിเดฏเดคുเดฎുเดคเดฒ് เดตിเดชเดฃിเดฏിเดฒ് เดตിเดฒ്เดชเดจ เดธเดฎ്เดฎเดฐ്เดฆ്เดฆം เดจเดเดจ്เดจു. เดฎിเดเดตാเดฐും เดเดฒ്เดฒാ เดตിเดญാเดം เดเดนเดฐിเดเดณിเดฒും เดตിเดฒ്เดชเดจ เดจเดเดจ്เดจു. เดเดจ്เดค്เดฏเดจ് เดธുเดിเดเดเดณ് เดช്เดฐเดคിเดธเดจ്เดฆ്เดนി เดเด്เดเดคിเดฒുเดฑെเดฏാเดฃ് เดเดเดจ്เดจുเดชോเดുเดจ്เดจเดค്.
เดธെเดจ്เดธെเด്เดธ് 231เดชോเดฏിเดจ്เดฑ് เดเดിเดจ്เดจ്เด്
16053 เดต്เดฏാเดชാเดฐം เดจിเดฐ്เดค്เดคി. เดฆേเดถിเดฏ เดเดนเดฐി เดธുเดിเด
76เดชോเดฏിเดจ്เดฑ് เดคാเดด്เดจ്เดจ്
4751 เดต്เดฏാเดชാเดฐം เดจിเดฐ്เดค്เดคി.
เดจാเดณെ เดเดฐു เดฆിเดตเดธം เดตിเดชเดฃിเดฏിเดฒ് เดാเดฐ്เดฏเดฎാเดฏ เดฎുเดจ്เดจെเดം เดช്เดฐเดคിเดเด്เดทിเด്เดുเดจ്เดจിเดฒ്เดฒ. เดนെเดตിเดตെเดฏ്เดฑ്เดฑ് เดเดนเดฐിเดเดณ് เดฐเดฃ്เดാം เดชാเดฆเดค്เดคിเดฒ് เดฎോเดถം เดช്เดฐเดเดเดจം เดฐേเดเดชെเดുเดคിเดฏเดคാเดฃ് เดเดเดชാเดുเดാเดฐ് เดเดนเดฐിเดเดณ് เดตിเดเดดിเด്เดാเดจ് เดാเดฐเดฃം. เดเดോเดณ เดตിเดชเดฃിเดเดณിเดฒെ เดจเดท്เดเดตും เดจเดท്เดเดค്เดคിเดจ് เดാเดฐเดฃเดฎാเดฏി. เดเดเดชാเดുเดเดฒുเดฑെ เดเดฃ്เดฃം เดเดจ്เดจเดฒെ เดตเดณเดฐെ เดുเดുเดคเดฒാเดฏിเดฐുเดจ്เดจു.
Tuesday, October 27, 2009
เดตിเดชเดฃി เดเดฐเดിเดเดณുเดെ เดชിเดിเดฏിเดฒ്
เดช്เดฐเดฆാเดจ เดจിเดฐเด്เดുเดเดณിเดฒ് เดฑിเดธเดฐ്เดต เดฌാเด്เด് เดฎാเดം เดตเดฐുเดค്เดคിเดฏിเดฒ്เดฒ. เดเดธ.เดเดฒ്.เดเดฐ് เดจിเดฐเด്เด് เดเดฐുเดชเดคเดจ്เด്เด് เดเด്เดി. เดธുเดിเดเดเดณിเดฒ് เดตിเดฒเดฏിเดിเดต് เดคുเดเดฐുเดเดฏാเดฃ്.
Sunday, October 25, 2009
เดตിเดชเดฃിเดฏിเดฒ് เดตിเดฒ്เดชเดจ เดธเดฎ്เดฎเดฐ്เดฆ്เดฆം
เดเดนเดฐി เดตിเดชเดฃിเดฏിเดฒെ เดธเดฎเดฏം เดฎാเดฑുเดฎ്เดชോเดณ്
9.55เดฎുเดคเดฒ് 3.30เดตเดฐെเดฏാเดฃ് เดตിเดชเดฃിเดฏിเดฒെ เดธเดฎเดฏം. เดชുเดคിเดฏ เดธเดฎเดฏเด്เดฐเดฎം เดตเดจ് เดฎാเดเดจ്เดจ്เดเดณ് เดตเดฐുเดค്เดคും. เดต്เดฏാเดชാเดฐ เดธเดฎเดฏം เดเดจ്เดชเดค് เดฎുเดคเดฒ് เด เด്เด് เดตเดฐെเดฏാเด്เดเดจ്เดจാเดฃ് เดธെเดฌി เด เด്เดിเดเดാเดฐം เดจเดฒ്เดിเดฏเดค്. เดเดดിเด്เด เดตเดฐ്เดทเดฎാเดฃ് เดฆേเดถിเดฏ เดเดนเดฐി เดตിเดชเดฃി เด เดงിเด്เดฐ്เดคเดฐ് เดธเดฎเดฏเดฎാเดเดคിเดจു เดจിเดฐ്เดฆേเดถം เดจเดฒ്เดിเดฏเดค്. เดธെเดฌി เดുเดി เดชเด്เดเดൊเดി เดเดฑിเดฏ เดจിเดฒเดฏ്เด്เด് เดธเดฎเดฏเดฎാเด ം เดเดเดจ് เดจเดเด്เดുเดฎെเดจ്เดจ് เดเดฐുเดคുเดจ്เดจു.
เดเดോเดณ เดตിเดชเดฃിเดเดณിเดฒെ เดธเดฎเดฏเดค്เดคിเดจเดจുเดธเดฐിเดാเดും เดเดจി เดเดจ്เดค്เดฏเดจ് เดตിเดชเดฃിเดฏിเดฒെเดฏും เดต്เดฏാเดชാเดฐം. เดเดคുംുเดณം เดเดเดชാเดുเดാเดฐ്เด്เด് เดുเดുเดคเดฒ് เดธเดฎเดฏം เดിเด്เดും. เดตിเดชเดฃിเดฏിเดฒ് เดเดเดชാเดുเดเดฒുเดฑെ เดเดจ്เดจเดคിเดฒ്เด് เดตเดจ് เดฎാเดเดจ്เดจ്เดเดณ് เดจเดเด്เดും. เดเดจ്เดจാเดฒ് เดเดคിเดจ് เด เดจുเดถ്เดฐ്เดคเดฎാเดฏി เดตിเดชเดฃിเดฏുเดฎാเดฏി เดฌเดจ്เดงเดชെเด്เด เดธ്เดฅാเดชเดจเดจ്เดจ്เดเดณ് เดช്เดฐเดตเดฐ്เดคിเดെเดจ്เดเดคുเดจ്เดฑ്เดฑ്. เดฑിเดธเดฐ്เดต് เดฌാเด്เด് เดเดคിเดจ് เดชുเดคിเดฏ เดจിเดെเดธเดจ്เดจ്เดเดณ് เดเดเดจ് เดจเดฒ്เดുเดฎെเดฃ്เดฃ് เดเดฐുเดคുเดจ്เดจു. เดเดคാเดฏാเดฒും เดเดฑ്เดฑ เดฎเดจിเด്เด്ൂเดฐ് เดോเดฒി เดเดจ เดธเด്เดเดฒ്เดชം เดตിเดชเดฃിเดฏുเดฎാเดฏി เดฌเดจ്เดงเดช്เดชെเด്เด เดธ്เดฅാเดชเดจเดจ്เดจ്เดเดณിเดฒ് เดเดคോเดെ เดจിเดฒ്เด്เดും เดเดจ്เดจാเดฃു เดเดฐുเดคുเดจ്เดจเดค്. เดเดตിเดเดจ്เดจ്เดเดณിเดฒെ เดธเดฎเดฏเด്เดฐเดฎം เดชുเดจเดฐ് เดจിเดฐ്เดฏിเด്เดെเดจ്เดฑി เดตเดฐും. เดുเดാเดคെ เดเดจเดฒൈเดจ് เดเดจ เดเดธเดฏเดค്เดคിเดจു เดുเดുเดคเดฒ് เดช്เดฐเดธเด്เดคിเดฏും เดൈเดตเดฐും.
Friday, October 23, 2009
เดാเดฐ്เดฏเดฎാเดฏ เดเดฏเดിเดฐเด്เดเดจ്เดจ്เดเดณ് เดเดฒ്เดฒാเดคെ เด เดตเดธാเดจം
เดเดจ്เดจാเดฒ് เดคുเดเด്เดเดค്เดคിเดฒെ เดเดฐു เดฎเดฃിเด്เดൂเดเดจ് เดถേเดทം เดตിเดชเดฃിเดฏിเดฒ് เดാเด്เดാเด്เดം daรฃเดถ്เดฏാเดฎാเดฏി .
เด เดുเดค്เดค เดเดด്เด เดเดฎ്เดชเดจിเดเดณുเดെ เดฎിเดเด്เด เดซเดฒเดค്เดคിเดจ്เดฑെ เดชിเดจ്เดฌเดฒเดค്เดคിเดฒ് เดตിเดชเดฃി เดเดฏเดฐുเดฎെเดจ്เดจ് เดเดฐുเดคുเดจ്เดจു. เดുเดฑാเดคെ เดฎിเดเด്เด เดเดฎ്เดชเดจിเดเดณ് เดുเดฑเด്เด เดตിเดฒเดฏ്เด്เด് เดฒเดญിเด്เดുเดฎെเดจ്เดจเดคും เด เดจുเด്ുเดณ เดเดเดเดฎാเดฃ്. เดฑിเดฏാเดฒിเดฑ്เดฑി, เดเดจ്เดിเดจീเดฏเดฐിเดจ്เดจ്เด്, เดเดฏിเดฒ്, เดชൊเดคുเดฎേเดเดฒാ เดธ്เดฅാเดชเดจเดจ്เดจ്เดเดณ് เดเดจ്เดจിเดตเดฏിเดฒ് เดตിเดเดดിเด്เดเดณ് เดจเดเดจ്เดจു. เดฌാเด്เดി เดตിเดญാเดเดจ്เดจ്เดเดณിเดฒ് เดตാเดจ്เดจ്เดเดณ് เดชിเดจ്เดคുเดฃ เดฆ്เดฐ്เดฏเดถ്เดฏเดฎാเดฏി. เดธെเดจ്เดธെเด്เดธ് 21เดชോเดฏിเดจ്เดฑ് เดเดฏเดฐ്เดจ്เดจ 16811l vเดฏാเดชാเดฐം เดจിเดฐ്เดค്เดคി. เดจിเดซ്เดി เดเด്เด เดชോเดฏിเดจ്เดฑ് เดുเดി 4997เดต്เดฏാเดชാเดฐം เดจിเดฐ്เดค്เดคി.

